Personal Finance October 5, 2009

Using the link:

The Banking System and Financial Institutions explain the difference between a credit union and other banking institutions.

CLD Homework October 1, 2009

Define the words 'attitude' and 'emotion'

Personal Finance October 2, 2009

Using the Banking Services PowerPoint on my webpage, find and define what a checking account's signature card is. Why is it important?

CLD Homework September 29, 2009

Use the word bank below and and define the following key terms:

BEHAVIOR - MODIFICATION, IMAGING, SELF - ACTUALIZATION, LONG TERM GOALS,
SHORT TERM OBJECTIVES, STRATEGIES/TACTICS, MENTOR, REINFORCEMENT,
TRY-OUT EXPERIENCES

1. An effort to imagine your renewed and improved personality.
2. The process of growing to reach your greatest potential.
3. Goals for the future; what you hope for and expect as you work toward self-improvement.
4. Short-term stepping stones leading to the attainment of your goals.
5. Plans of action that are intended to help you achieve your objectives.
6. A person who takes a personal interest in helping someone with training and development on the job.
7. A theory that assumes that people act in ways that bring rewards.
8. The reward, payoff, or benefit that results in behavior modification.
9. Employment activities that help to confirm one's natural abilities and interests in a career.

Personal Finance September 30, 2009

Answer the following questions please using the answer bank below:

Tax refund, April 15, Salary, Hourly wages, Wage and tax statements, Net pay, Gross pay, Paycheck stub,
Employee's Withholding Allowance Certificate, Money taken out of an employee's paycheck.

1. What is a fixed rate of pay for labor and not necessarily tied to the number of hours you work called______?

2. When you earn so much per hour you work, it is called what______?

3. What are deductions from your paycheck______?

4. What is a slip of paper you receive that serves as record of your gross pay and deductions called______?

5. The amount you earned is known as your______?

6. The amount you receive after deductions are taken out of the gross pay is called______?

7. What is the W-4 form______?

8. What is the W-2 form______?

9. What is the amount returned by the government because a taxpayer has paid more taxes than what was owed called______?

10. What is the date that all tax returns are supposed to be filed by______?

Personal Finance September 29, 2009

1. Skills that are common to a number of jobs and can be adapted to a particular employer's need are called_____?

2. Skills that are related to job-specific tools and tasks are called_____?

3. Personality traits that help an employer decide if your temperament suits a particular job are called_____?

4. A percentage you earn based on the amount of sales you sold is known as being paid on _______?

5. A set amount you earn based on each piece you produce or that exceeds the expected level of product is known as ______?

6. How many times are you paid annually if you are paid semimonthly_____?

7. How many times are you paid annually if you are paid biweekly_____?

Personal Finance September 25, 2009

List both the benefits and the problems associated with filling out and filing your own federal and state income tax return(s).